The Social Security Administration (SSA) provides different monetary benefits to millions of people who meet the qualifying criteria for each program. One of the most common benefits that the SSA provides is Social Security Disability Insurance (SSDI).
A Memphis SSDI lawyer could help you determine if you are eligible and maximize your chances of favorable application. A claim denial could have devastating repercussions throughout the rest of your life. Because of this, retaining the assistance of a seasoned social security disability attorney could be crucial to protecting your financial security and your future.
Social Security Disability is meant for individuals who are physically or mentally disabled to such an extent that they are incapable of holding gainful employment. Accordingly, for an applicant to have a chance at receiving benefits, they must show the Social Security Administration that they meet the SSA’s definition of “disability.” This means that their condition makes them unable to perform their previous job or other work, and it will last for a minimum of one year or directly result in their death.
Applicants must also have earned sufficient work credits prior to becoming disabled in order to qualify for SSDI. In most situations, applicants need 40 work credits in total, at least 20 of which that were earned in the last five out of ten years prior to applying.
Although the exact amount of income necessary to constitute a work credit changes from year to year, 40 work credits broadly equates to about ten years (depending on age) of gainful employment. This employment could either be with someone else’s company or if someone is self-employed. A Memphis Social Security Disability attorney could explain what requirements apply to an applicant and help determine if they are eligible.
Filling out a Social Security Disability form requires several different types of documentation. Identity and citizenship papers, medical documents, and affirming work history are some of the documents a person applying for SSDI must provide.
SSDI applicants need to provide information to the SSA about their identity, which generally means submitting copies of their birth certificate, Social Security card, and photo ID. They also need to show proof of their citizenship, lawful status, and information about their spouse and children, if applicable.
A comprehensive application should have substantial medical documentation about the applicant’s qualifying disability, including contact information for and dates of treatment from different medical professionals, medical test results, and details about prescription medications.
Applicants should be prepared to submit documents affirming their work history, including their most recent W-2 forms or self-employment tax returns. They also must submit award letters or settlement agreements related to workers’ compensation benefits received.
An SSDI attorney in Memphis could help collect relevant documents and compile them into a clear petition for benefits.
Applying for disability can be a time-consuming and confusing process, especially if you have not interacted with the SSA before. On top of that, a single error in an application could lead to significant processing delays or an outright rejection, either of which could deprive you of the benefits you need.
Acquiring assistance from a Memphis SSDI lawyer early on could make a huge difference in whether or not you receive the support for which you file. Call today for a confidential consultation.