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How to Get the Insurance Company to Fix Your Car After an Auto Accident

insurance car repair after auto accident

If you’ve been in an auto accident, you know how stressful and overwhelming the aftermath can be. From dealing with insurance companies to dealing with repair shops, you may be wondering how to get your car fixed and get back on the road. Fortunately, with the right knowledge, it is possible to get your car fixed and have the insurance company cover the costs. In this article, you will learn how to get the insurance company to cover the cost of your car repair after an auto accident.

At Pickford Law, we understand how overwhelming getting into a car accident can be. Let us work on your claim to get your car fixed while you focus on recovery.

Contact our Memphis car accident lawyers today to schedule a free case review.

Determining Liability for the Accident

After an auto accident, the first step is to determine who’s liable for the damages. This means figuring out which party was at fault for causing the crash. Various parties, such as the police, the insurance companies, and your attorney, will determine liability for the accident.

To do this, they will review any police reports that were filed after the incident. These can provide key details about how and why it happened. Also, they will look at any available witness statements, as they could be helpful in providing reliable evidence of what went down during the accident. Finally, each party will conduct an investigation with everyone involved in the accident.

Remember, don’t admit fault or say anything that could incriminate you. If you’re found to be at fault for the accident, you’ll have a difficult time convincing your insurance company to fix your car.

Gather Evidence of Damage and Losses

Once fault has been determined for the accident, it’s time to gather evidence of any damages and losses incurred. This is an important step because evidence can prove your car was damaged as a result of the accident. Additionally, evidence can show how much your claim is worth. This means you can fight for fair compensation to get your car fixed.

The insurance company will need a clear picture of what occurred, so provide them with as much information as possible. This includes photos or videos of the accident scene, repair estimates from a mechanic, and even police reports, if available.

It’s important to keep all receipts related to car repairs, medical treatments, medications, and other expenses associated with your claim. These documents can help support your case when dealing with the insurance company.

Additionally, if you had to take time off work due to injuries sustained in the accident, document that too—either in the form of payslips or doctor notes outlining how long you were out of commission.

Collecting this data early on gives you more leverage when negotiating with insurers.

Hiring an Attorney to Represent You

One of the best ways to ensure that the insurance company fixes your car is by hiring a Memphis car accident lawyer.

An experienced lawyer knows how the legal system works and what steps need to be taken to get you the compensation you deserve from your insurance company. Your attorney will also help protect your rights throughout the entire process, ensuring that you are not taken advantage of by the other party or their insurer. Having someone on your side who knows the ins and outs of these cases can make all the difference in getting your car fixed after an auto accident.

Overall, a lawyer is a valuable resource when filing a car accident claim. They will teach you best practices and the mistakes to avoid in your personal injury case. Without one on your side, you may have a hard time getting the insurance company to fix your car.

Negotiating With the Insurance Company

After you’ve gathered evidence and submitted your claim, it’s likely that the insurance company will give you a low settlement offer. Their goal is to pay you as little as possible for your damages. The first offer is usually low, and it may not be enough to pay for your car repairs. This is where negotiations come into play.

Negotiations are when you deny the insurance company’s settlement and ask for a better offer. You can use your evidence to prove that what they offered you is too low to pay for your damages.

It’s best to let your lawyer handle the negotiation process. They have plenty of experience with negotiating and will do what it takes to demand that the insurance company fairly compensates you.

Taking the Case to Court

If the insurance company refuses to cover the cost of repairing your car after an auto accident, then the next personal injury phase is to take legal action. It can be a difficult decision to file a lawsuit, but your lawyer will be able to tell you when going to court is the best option. If you go to court, your lawyer will represent you and guide you through the entire process.

During the trial, your lawyer will present your case on your behalf before a judge. They will use evidence and witness testimony to prove that you deserve compensation for your damages. Court can be time-consuming, but it may be your best way to get your car fixed if the insurance company refuses to pay.

Don’t worry. Your car accident lawyer will do the work so you don’t have to.

Contact Pickford Law Today

Overall, getting the insurance company to fix your car after an auto accident can be a tricky and daunting task. However, by understanding how to file a claim, gathering the necessary evidence, and working with a car accident lawyer, you can get your car fixed in no time. With the right preparation and knowledge, you can be sure to get the most out of your insurance coverage and get your car back on the road.

The car accident lawyers at Pickford Law can help you get maximum compensation to pay for your car and to cover any other damages you incurred. You can rely on us.

Call us today to get started on your claim.

Author Bio

Shalondra Grandberry Pickford

Shalondra Grandberry Pickford is a highly skilled attorney and the founder of Pickford Law. Her legal practice is committed to representing clients on various legal matters, including social security disability, veterans’ disability, estate planning, and personal injury. With over ten years of experience in law and a license to practice in Tennessee and Arkansas, Shalondra is committed to providing personalized and effective legal representation to each client.

Shalondra received her Juris Doctorate from The University of Memphis Cecil C. Humphreys School of Law and is a member of the Tennessee and Arkansas State Bar Associations. She has received numerous accolades for her work, including the exclusive Rising Stars award from Super Lawyers in 2017 and again in 2022.

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